Legacy Credit Card

All of the members of the Legacy Credit Union likely already know all about the benefits and maybe even pitfalls of having the Legacy Credit Card. There is no doubt that the rates you will find on the Legacy Credit Card-Visa are better than you will find anywhere else. Supposedly also, this card is designed to help those members who happen to have had bad credit problems or even no credit. If you are a member of Legacy Credit Union and still haven't decided on the Legacy Credit Card-Visa, maybe reading this article will be able to help you with making a decision on that. Like we mentioned a moment ago, the Legacy Credit Card-Visa really is set up for approving those with poor credit and no credit.

with the Legacy Credit Card-Visa you aren’t going to be getting any type of rewards on things like whatever you may purchase. This card isn't a rewards type of card. This is a secured card option which will help raise your credit score. Once your credit is improved by using this card, you will be able to apply at some banking institutions that offer rewards cards and those types of things and actually get approved. Cash back options aren't an option for your with the Legacy Credit Card-Visa. We want you to be able to fully understand these things because they will help you along in this process.

The rewards that you could get aren't actually with the Legacy Credit union. The rewards are provided by a company named Scorecard Rewards. The only way to access their system you have to sign up for it. We aren't totally sure whether those benefits are connected to your account. However, being that your account is that of a more secured card, you will probably will just be paying the Scorecard company separately in order to use whatever they have to offer you.

 

One other thing about this account we like is that they are allowing transfers from your other accounts at a very low rate. This is considering the rates you would usually see offered at other places for the same type of card. The APR rates and fees for these types of things will become very important for the Legacy member who has to utilize them. When it comes to making yourself aware of the APR and other information, we definitely encourage you to read the site links we have provided here to get the information you need to know. When it comes to concerns, there are people who were wondering if they could become a member just so that they can apply for this Legacy Credit Card-Visa. The short answer is yes. The longer answer involves telling you that you must meet their specific qualifications that are listed in the membership section of their site. If accessing the Legacy Credit Card-Visa is something you desire to do, then doing whatever it takes to get it has now become your next challenge that you must accomplish soon.